Credit cards. Dun dun DUN. This little plastic sidekick can’t buy you everything in the world. But it can help you, in the long run, to build your credit score so you can do adult things like take out a mortgage or buy a car.
Just remember to pay your balance in full every month so you don’t build even more debt than what you owe to Sally Mae.
As offers come in the mail, you wonder, should I go with Citibank or a Visa credit card? Decide what you want out of your credit card before you make your final decision.
